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Welcome to Boring Money, finance newsletter hosted on Substack. These Terms of Service ("Terms") govern your access to and use of the Boring Money newsletter and related services (collectively, the "Service"). By accessing or using the Service, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use the Service.
1. Description of Service: Boring Money is a finance newsletter providing information and insights on various financial topics.
2. User Eligibility: You must be at least 18 years old to use the Service. By using the Service, you represent and warrant that you are at least 18 years old and that you have the legal capacity to enter into these Terms.
3. Content and Use: You agree to use the Service in accordance with all applicable laws and regulations. You may not use the Service for any illegal or unauthorized purpose. All content provided in the Boring Money newsletter is for informational purposes only and should not be considered financial advice. The newsletter does not constitute an offer to sell or a solicitation of an offer to buy any security.
4. Intellectual Property: All content provided in the Boring Money newsletter, including but not limited to text, graphics, logos, and images, is the intellectual property of Boring Money. You may not use, reproduce, or distribute any content from the Service without the express written consent of Boring Money.
5. Privacy: By using the Service, you agree to the terms of the Boring Money Privacy Policy, which can be found [insert link to privacy policy].
6. Disclaimer of Warranties: The Service is provided on an "as-is" and "as-available" basis. Boring Money makes no representations or warranties of any kind, express or implied, regarding the accuracy, reliability, or completeness of the content provided in the newsletter.
7. Limitation of Liability: To the fullest extent permitted by law, Boring Money shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from (a) your use or inability to use the Service; (b) any unauthorized access to or use of our servers and/or any personal information stored therein.
8. Governing Law: These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts located in Mumbai, India.
9. Changes to Terms: Boring Money reserves the right to modify or revise these Terms at any time. The most current version will be available on the Boring Money website. Your continued use of the Service after any changes to these Terms constitutes your acceptance of the revised Terms.
10. Contact Information: If you have any questions or concerns about these Terms, please contact us at boringmoney@substack.com
11. Refund and Cancellation: If you pay accidentally or want a refund for any reason, email me at boringmoney@substack.com and I will issue a pro-rated refund at any time (after deducting the transaction costs).
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